senator obama? >> well, oliver, first, let me tell you what's in the rescue package for you. right now, the credit markets are frozen up and what that means, as a practical matter, is that small businesses and some large businesses just can't get loans. if they can't get a loan, that means that they can't make payroll. if they can't make payroll, then they may end up having to shut their doors and lay people off. and if you imagine just one company trying to deal with that, now imagine a million companies all across the country. so it could end up having an adverse effect on everybody, and that's why we had to take action. but we shouldn't have been there in the first place. now, i've got to correct a little bit of senator mccain's history, not surprisingly. let's, first of all, understand that the biggest problem in this whole process was the deregulation of the financial system. senator mccain, as recently as march, bragged about the fact that he is a deregulator. on the other hand, two years ago,